Retirement Planner and Financial Advisor since 1976 AMH Financial
At AMH Financial we look at our business differently. Our role as your financial council is a serious one. And we don't take it lightly. We treat our clients as valued partners. We embrace their goals and make them our own. Sharing your dreams and plans with someone can be scary and intimidating for most people. It requires trust. We unfortunately see many financial planners abuse this trust in pursuit of higher commissions. A lack of education on basic investment, life insurance principles, and financial planning leaves the average person susceptible to fast talking hard selling advisors who may or may not have your best interests at heart. We created our financial process to position ourselves as our clients exclusive trusted financial counsel. Someone you can rely on to have open and honest conversations about planning for money, death, and taxes.
I believe that every individual has an unalienable right to make the best and most effective use of hard earned income, to have easy access to up to date and informed advice, and to be able to provide for short and long-term requirements. I am committed to serving the individual customer with investment and financial portfolios which will meet current needs and provide for future requirements and situations.
1. Goal setting To define and prioritize your goals and concerns.
2. Data gathering Gathering all the pertinent financial information to understand your current financial situation
3. Financial analysis Assess the data to determine whether you are on track to achieve your financial life goals, and to identify alternative strategies to achieve those goals.
This includes a review of how to reduce your taxes; whether you’ll have enough income to cover your retirement expenses; and strategies for protecting your family and income should you become disabled or die unexpectedly.
4. Plan formulation and recommendations Developing a written financial plan containing recommendations and an action plan for achieving your financial goals and improving your overall financial life.
5. Plan implementation Taking action to implement the solutions that have been agreed upon.
6. Monitoring and plan review Financial planning is not a one-time event. You should review your plan regularly, ideally at least annually or as major life events occur.
April Newsletter focuses on Critical Illness Insurance.
If you were critically injured in an accident today, how would it impact you and your family? Often, the biggest challenges faced during recovery aren't just medical, but financial.